Individual Health Plans


When Cover Oregon launched, it had many successes, but the website never did function as it was intended. The State of Oregon has contracted with the Federal government to manage the enrollment process. People wanting to purchase insurance via the exchange and receive advanced premium tax credits will need were able to enroll via the Federal Health Exchange at


A Plan for Every Oregonian

At Pacific Benefit Consultants, we understand what Oregonians are looking for in health coverage because we live, work, and play here, too. Like you, we believe that health insurance should be affordable, flexible, and accessible to everyone. That's why the Health Insurance Marketplace was created X to be the single best place for individuals and their families to purchase health insurance coverage.

To simplify the shopping experience, the Federal Marketplace provides an "apples to apples" comparison of health plans. The Exchange grades each plan, simplifying the ability to compare plans side-by- side. That means that whatever plan you choose, it's going to be the right one for your budget, lifestyle, and health care needs. Our agents are very skilled at navigating The Exchange and can help guide you through the differences in plan options. Our market place is changing and new relationships are being forged with carriers and associated medical organizations. The carriers are developing new products around these relationships; many of these new insurance products have smaller provider panels associated with the new products.


What is is the Federal Marketplace Exchange, a central marketplace where Oregon individuals will be able to shop for health insurance plans and access financial assistance to help pay for coverage. Our agents are knowledgeable of-and appointed by-the Federal Exchange, enabling them to assist you with this one-stop resource that makes it easy to find the perfect plan for your unique needs.


Financial Assistance


Individuals and Families

Based on income, we can help individuals and families find out if they are eligible for help paying for insurance via tax credits or through the Oregon Health Plan Some individuals may qualify for financial assistance and cost-sharing expenses, such as co-pays and deductibles.

To find out if you may be eligible for the tax credit to pay for coverage, contact one of our agents for assistance, or visit

For more information about, visit


Fees, exemptions, and qualifying coverage